How long does the approval process take?

You will receive a decision on your application within minutes.

What's the minimum credit score required?

We recommend a credit score of at least 600, but we consider all applications.

Can I pay off my loan early?

Yes, you can pay off your loan early without any penalties.

What documents do I need to apply?

You will need proof of identity, income, and address.

Investor Loans

We prioritize facilitating a transparent and streamlined process, creating long-lasting partnerships that allow investors and developers to concentrate on successfully completing their business plans.

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Step 1: Submit Your Deal

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Your consent is not a condition of purchasing any product or service. Message and data rates may apply. You may revoke your consent at any time by calling us at 949-243-7286 or emailing info@vestrafund.com to be placed on our do-not-call list.

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Flexible terms

Fast approval

Low-interest rates

Investor-Centric Lending Products

Investor Refinance

Optimize your investments by lowering rates, restructuring debt, or unlocking equity.

DSCR

Secure financing based on property cash flow, perfect for investors expanding their rental portfolios.

Vestra DSCR 50

Secure financing based on property cash flow with Vestra DSCR 50 program, perfect for investors expanding their rental portfolios.

DSCR Heloc

Home Equity Line of Credit designed specifically for investment properties.

Short Term Rental

Customized loans to grow your vacation rental business with platforms like Airbnb or VRBO.

Long Term Rental

Flexible loans with competitive rates for stabilized rental properties and steady income.

Multi Family 2-25 Unit

Financing built for small multi-family properties with two to four units. Ideal for investors or owner-occupants looking to purchase or refinance duplexes, triplexes, or fourplexes.

Ground-Up Construction

Tailored financing solutions for new builds with up to 100% of construction costs covered.

Fix & Flip

Fast funding for property acquisition, renovation, and profitable resale in short-term projects.

Bridge

Short-term funding to bridge property transactions or seize time-sensitive investment opportunities.

Hard Money

Fast funding for short-term acquisitions, rehab projects, and strategic real estate investments requiring quick capital.

Meet Trevor

Trevor Curran is a mortgage executive and investment-property financing specialist with over four years of experience focused primarily on business-purpose and non-owner-occupied lending. As President of Vestra, Trevor leads with a deep understanding of DSCR, bridge, fix-and-flip, and ground-up construction financing, helping investors access reliable capital with clarity and precision. He has personally originated nearly $85 million in loan volume and overseen more than $250 million in production, building a reputation for structuring complex investment deals in a way that feels streamlined and repeatable for clients.

Prior to launching Vestra, Trevor served as Vice President of Operations at a correspondent/broker mortgage firm, where he helped scale annual volume from $70 million to over $100 million and led the expansion of business-purpose originations, which grew to represent the majority of company production. He built and maintained the company’s pricing engine, trained and developed new loan officers into top producers, and established operational systems that supported consistent growth. Trevor combines hands-on origination experience with executive-level operational leadership, bringing both strategic vision and execution to every transaction and partnership.

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